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Save up to 50% on motor insurance, just for safe driving

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146,069

Technology users

9,045,529

Kilometers driven with our apps

Join the smart drivers community

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You can find everything you’d like to know about us here

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What is our concept?

Today

We reduce insurance expenses by 50% for driving safe. We use AI and telematic Big Data assessments with Pay-as-you- Drive model.

Tomorrow

We create decentralized ecosystem, where every careful driver will get an affordable insurance, and insurance agencies will be able to identify low-risk clients.

Our Approach

We are creating the eco system, that allows to get cheap insurance for safe driver and to find low-risk customers for insurance companies.

Our system is open for any companies that can provide their services on clear conditions self-regulating marketplace.

Genadi Man

Co-Founder, CEO

It’s just another point on the long way to a successful business with, as we believe, one of the strongest drivers’ community worldwide.

Solving problems

Careful driver

Problem

Has to pay large insurance premium, paying for risk of other drivers

Solution

Gets cheaper insurance as long as he drives safe

Reliable insurance

Problem

Cannot identify low-risk clients. Pays large sums for every new high-risk client.

Solution

Gets low-risk clients from safe drivers community.

Learn more about solving problems

Customers

Without kasko2go

Expensive rates for everyone

Everyone drives differently—but we all pay the same price. Even the safest driver has to pay for the risk of reckless drivers.

With kasko2go

Individual approach and less prices

We conduct an individual risk assessment using unique mobile telematics technology. Every driver gets an insurance policy corresponding to his personal level of risk, which makes our prices 30-50% lower than competitors.

Business

Without kasko2go

Heavy outgoings

It’s a complex and long process, which involves a large number of staff, offices and other cost items.

With kasko2go

70% less outgoings

Due to technologies, we get out of most of the costs inherent in common insurance companies, providing the same product.

Community

Without kasko2go

Stagnant infrastructure

Absence of safe shared infrastructure makes process long and expensive for every insurer.

With kasko2go

Clarity and protection

We create decentralized infrastructure, where every insurer can use our unique risk assessment and fraud detection tools to cut their outgoings, and every party can offer their service on fair condition.

Our technology

5+ years of researching millions of drivers.

In 2012, we began to analyse driving styles with the help of our GPS app, the maps for which Google subsequently started buying. During that time, our sample size was three million, one hundred and twenty-nine thousand drivers. According to our information, this is the largest dataset in the world for studying driving habits.

Assessment of driver behaviour Profiling trips Telematics platform Remote technical diagnostics Mobile applications Identification / reconstruction of RTA

Learn more about technology

Kasko2go Application Demo

We use cutting-edge technology and a unique business model to sell insurance at up to 50% cheaper than any competitor. Learn more about it here!

Traditional insurance process

up to 2 months

Accident

Driver calls insurance company to claim for accident

Driver goes to damage estimation specialist

Driver waits while damage is estimated

And returns to get insurance money

Our innovative process

under 15 min

Accident

The driver simply opens the mobile app, takes a photo of the accident and receives an insurance
pay out immediately

kasko2go Game Rules

The object of the game is to drive around the obstacles and score as many points as possible.

Play

Roadmap

Our plan: from motor insurance on demand to a comprehensive all-vehicles insurance ecosystem in 2.5 years

Today

Our mobile app is already running regions with 150,000 users

April 2019

Swiss motor insurance market entry.

End of 2019

Next step forward, entering the German and Austrian motor insurance markets.

Blog

Team
leaders

Genadi Man

Co-Founder, CEO

Genadi Man

Co-Founder, CEO

Entrepreneur, founder of Telesens KSCL AG—one of the leading telco billing companies worldwide with 1600 employees in 13 countries, responsible for revenue of about EUR 300m. Founded ManOilGroup AG. As the Chairman of the Board Mr Man headed the company which specializes in technologies for large-area treatment of oil spills and oil sludge.

Dmitry Bakutin

CEO R-Telematica and Start Kasko

Dmitry Bakutin

CEO R-Telematica and Start Kasko

Dmitry is responsible for strategic planning, software development, communication with insurance companies throughout the GIS market (except Ukraine and Baltic region). Dmitry managed the cartographic projects which were recently sold to Google.

Dimitri Wulich

Chief Operation Officer

Dimitri Wulich

Chief Operation Officer

Mr Wulich successfully implemented a large-scale global project to introduce a valuation engine for Risk Assessment of Life Policies. He has more than ten years of experience as Senior Risk Manager with a Leading Global Reinsurance Company. Under his leadership, a unique monitoring functionality for usage and cost of financial market data was initiated, designed and implemented. Mr Wulich also successfully managed the implementation of the cash flow discounting methodology for risk management and economic valuation purposes.

Chris Benros

Chief Marketing Officer

Chris Benros

Chief Marketing Officer

Marketing aficionado and expert with over 24 years of experience in marketing & communications field. Worked in well-known advertising & corporate identity agencies and also in marketing units of several national or international enterprises in various sectors such as Internet Service Provider, Finance & Insurance Services, Software Solutions for Health Care, etc. During that time managed teams and projects with B2B or B2C focus. For the past 12 years has been focusing simplifying communication of complex services and products for the defined target groups.

Arina Man

Co-Founder, Board Member

Arina Man

Co-Founder, Board Member

Expert in business and finance. Worked for KPMG Fides in Zurich. Served as a team member of the Commerce section of the Swiss Embassy in Moscow. In 2009, founded the company Vera Capital Advisors AG in Switzerland, focusing on financial and business solutions for Swiss companies.

Anna Petrova

Insurance Underwriting, Financial Modelling

Anna Petrova

Insurance Underwriting, Financial Modelling

Anna Petrova is a financial planning specialist currently obtaining her postgraduate degree in economics. Anna gained vast experience working as an economist for large and small companies in various industries. Before joining the company she worked as a financial analyst for software, construction, waste management and investment companies. Anna prepares budgets, develops business plans and analyses financial statements. She also evaluates the economic feasibility of new technology applications.

Nikolay Gora

Head of Project Development

Nikolay Gora

Head of Project Development

After his engineering and business studies and his doctorate in Ukraine, Dr Gora worked as a senior engineer in various technology companies. In addition, the MBA graduate has worked as an R&D manager, marketing and managing director in telecommunication and military companies. As Head of Technology and Operations in waste management company Arva Greentech, Dr Gora’s team transformed the scientific findings of its R&D division into efficient technologies for eco-friendly soil remediation. Dr Gora has 12 years of experience with big scale projects.

Emir Muminovic

Product and Operations Manager

Emir Muminovic

Product and Operations Manager

Emir Muminovic is an insurance professional, managing partner and member of the executive board of a large Swiss insurance broker M.I.- Beratung AG. He has more than 5 years of experience in consulting within a leading global advisory company (KPMG), focusing on large scale transformational programs and business analysis. He possesses substantial experience in the insurance industry as well as in customer acquisition tactics and customer experience management.

Genadi Man

Co-Founder, CEO

Genadi Man

Co-Founder, CEO

Entrepreneur, founder of Telesens KSCL AG—one of the leading telco billing companies worldwide with 1600 employees in 13 countries, responsible for revenue of about EUR 300m. Founded ManOilGroup AG. As the Chairman of the Board Mr Man headed the company which specializes in technologies for large-area treatment of oil spills and oil sludge.

Dmitry Bakutin

CEO R-Telematica and Start Kasko

Dmitry Bakutin

CEO R-Telematica and Start Kasko

Dmitry is responsible for strategic planning, software development, communication with insurance companies throughout the GIS market (except Ukraine and Baltic region). Dmitry managed the cartographic projects which were recently sold to Google.

Dimitri Wulich

Chief Operation Officer

Dimitri Wulich

Chief Operation Officer

Mr Wulich successfully implemented a large-scale global project to introduce a valuation engine for Risk Assessment of Life Policies. He has more than ten years of experience as Senior Risk Manager with a Leading Global Reinsurance Company. Under his leadership, a unique monitoring functionality for usage and cost of financial market data was initiated, designed and implemented. Mr Wulich also successfully managed the implementation of the cash flow discounting methodology for risk management and economic valuation purposes.

Chris Benros

Chief Marketing Officer

Chris Benros

Chief Marketing Officer

Marketing aficionado and expert with over 24 years of experience in marketing & communications field. Worked in well-known advertising & corporate identity agencies and also in marketing units of several national or international enterprises in various sectors such as Internet Service Provider, Finance & Insurance Services, Software Solutions for Health Care, etc. During that time managed teams and projects with B2B or B2C focus. For the past 12 years has been focusing simplifying communication of complex services and products for the defined target groups.

Arina Man

Co-Founder, Board Member

Arina Man

Co-Founder, Board Member

Expert in business and finance. Worked for KPMG Fides in Zurich. Served as a team member of the Commerce section of the Swiss Embassy in Moscow. In 2009, founded the company Vera Capital Advisors AG in Switzerland, focusing on financial and business solutions for Swiss companies.

Anna Petrova

Insurance Underwriting, Financial Modelling

Anna Petrova

Insurance Underwriting, Financial Modelling

Anna Petrova is a financial planning specialist currently obtaining her postgraduate degree in economics. Anna gained vast experience working as an economist for large and small companies in various industries. Before joining the company she worked as a financial analyst for software, construction, waste management and investment companies. Anna prepares budgets, develops business plans and analyses financial statements. She also evaluates the economic feasibility of new technology applications.

Nikolay Gora

Head of Project Development

Nikolay Gora

Head of Project Development

After his engineering and business studies and his doctorate in Ukraine, Dr Gora worked as a senior engineer in various technology companies. In addition, the MBA graduate has worked as an R&D manager, marketing and managing director in telecommunication and military companies. As Head of Technology and Operations in waste management company Arva Greentech, Dr Gora’s team transformed the scientific findings of its R&D division into efficient technologies for eco-friendly soil remediation. Dr Gora has 12 years of experience with big scale projects.

Emir Muminovic

Product and Operations Manager

Emir Muminovic

Product and Operations Manager

Emir Muminovic is an insurance professional, managing partner and member of the executive board of a large Swiss insurance broker M.I.- Beratung AG. He has more than 5 years of experience in consulting within a leading global advisory company (KPMG), focusing on large scale transformational programs and business analysis. He possesses substantial experience in the insurance industry as well as in customer acquisition tactics and customer experience management.

Advisors

Marcus Tuor

Financial Advisor

Marcus Tuor

Financial Advisor

Marcus is a co-founder and member of the executive board of Controva AG (controva.ch).

Paul van Coillie

Reinsurance Advisor

Paul van Coillie

Reinsurance Advisor

International multilingual reinsurance and insurance specialist with business experience in Europe, Asia, Africa, Middle East and the US. Consultant in insurance and reinsurance projects, MGAs, run-off, captives and protected cell operations as well as online insurance.

Dmitry Buriak

Investor Community Advisor

Dmitry Buriak

Investor Community Advisor

Russian and Lithuanian businessman, philanthropist, and founding president of network marketing company Vision International People Group, established in 1996. In 2011, he claimed the two hundred and thirtieth place of Russian Millionaires in Finance. He has projects in Switzerland, Austria, Holland, Cyprus, Lithuania, Vietnam, Ukraine, and Russia.

Dr. Frank Cuypers

Motor Insurance Senior Advisor

Dr. Frank Cuypers

Motor Insurance Senior Advisor

Director of Prime Re Solutions, a general advisor and service provider for insurers & reinsurers through every stage of their business life cycle, from start-up, expansion and consolidation to run-off. He was formerly Chief Actuary at Zurich Re and Swiss Re Executive, where he acquired a wide experience in most insurance lines of business and actuarial disciplines. The Swiss Regulatory Authority appointed him to validate solvency models, and he teaches numerous actuarial engineering and modelling courses across the globe. He presides the CPD Committee of the Swiss Association of Actuaries and is the Chairman of ASTIN.

Marcus Tuor

Financial Advisor

Marcus Tuor

Financial Advisor

Marcus is a co-founder and member of the executive board of Controva AG (controva.ch).

Paul van Coillie

Reinsurance Advisor

Paul van Coillie

Reinsurance Advisor

International multilingual reinsurance and insurance specialist with business experience in Europe, Asia, Africa, Middle East and the US. Consultant in insurance and reinsurance projects, MGAs, run-off, captives and protected cell operations as well as online insurance.

Dmitry Buriak

Investor Community Advisor

Dmitry Buriak

Investor Community Advisor

Russian and Lithuanian businessman, philanthropist, and founding president of network marketing company Vision International People Group, established in 1996. In 2011, he claimed the two hundred and thirtieth place of Russian Millionaires in Finance. He has projects in Switzerland, Austria, Holland, Cyprus, Lithuania, Vietnam, Ukraine, and Russia.

Dr. Frank Cuypers

Motor Insurance Senior Advisor

Dr. Frank Cuypers

Motor Insurance Senior Advisor

Director of Prime Re Solutions, a general advisor and service provider for insurers & reinsurers through every stage of their business life cycle, from start-up, expansion and consolidation to run-off. He was formerly Chief Actuary at Zurich Re and Swiss Re Executive, where he acquired a wide experience in most insurance lines of business and actuarial disciplines. The Swiss Regulatory Authority appointed him to validate solvency models, and he teaches numerous actuarial engineering and modelling courses across the globe. He presides the CPD Committee of the Swiss Association of Actuaries and is the Chairman of ASTIN.

Join our team

Zug, Switzerland

CEO assistant

Switzerland

  • Full-time post in our Zug office
  • Proven experience as an executive assistant or other relevant administrative support experience
  • Fluent German and English, additional language would be a plus
  • CEO support
  • Back office support

IT Security Officer

International (remote position)

  • Cloud/Container based application security experience
  • Experience working out risk mitigation measures
  • Experience of ISO 27001/PCI DSS
  • Experience working with cloud providers
  • Intermediate English is a must

Marketing Partner Manager International

DACH countries

  • Full-time employment in our office in Zug
  • Successful background in partner-management processes for 2+ years
  • Excellent communication skills in German, Native Swiss German Speaker, English
  • Open personality with a business development mindset

Press about us

Why It's Time To Rethink Car Insurance

Genadi Man: Kasko2go insurance is more profitable because the scoring system allows us to get to know our customer and their driving culture.

New Era of Auto Insurance: What Emerges at the Intersection of Traditional Business & New Technologies

It's complicated to disrupt the $5bn insurance industry, but it is possible to innovate it