Save up to 50% on motor insurance, just for safe driving

Blockchain provides us with the technology that makes insurance faster, cheaper, safer and fairer. First, we prevent fraud by filing each claim in a blockchain, which makes double-claiming close to impossible.

Next, paying out with K2G tokens allows reduction of transaction costs compared to traditional payment methods; and therefore we offer lower prices. Also, transactions are faster.

Finally, placing the agreement in smart-contracts ensures trustworthy conditions and purchase protection.

Ultimately, we have created a competition-encouraging marketplace for insurance services, giving a fair-price incentive to participants.

No, the token quantity stays the same while the ecosystem grows. More market participants means competition, means lower prices. Simultaneously, each new participant indicates demand growth.

We benefit from competition for several reasons. We benefit from infrastructure growth as new agents come in. This promotes the infrastructure and invites new participants into the system with a fixed token quantity. Simultaneously, our technologies are, at present, unique, offering the most profitable solutions for customers. Transparent competition gives us the incentive to expand with new developments.

The kasko2go token (K2G) will be the fuel of the kasko2go ecosystem used by customers and kasko2go third-party business partners worldwide. For each drive conducted via the kasko2go platform, the K2G token will be used. The use of blockchain will allow kasko2go to uniquely identify insurance assets and transfer the information to other types of businesses via a digital record.

€0.10 for the pre-sale moment. After pre-sale the K2G price will depend on market conditions.

BTC, ETH, EUR, and USD.

One of our most important benefits is immediate access to the fast processing system, which means insurance claims are paid promptly, unlike traditional payment systems.

Afghanistan, Algeria, Angola, Bangladesh, Bolivia, Burundi, Cambodia, Cameroon, Central African Republic, Chad, Congo, Cote d’Ivoire, Cuba, Egypt, Equatorial Guinea, Eritrea, Ethiopia, Gambia, Guatemala, Guinea, Guyana, Haiti, Iran, Iraq, Kenya, Laos, Lebanon, Liberia, Libya, Maldives, Mauritania, Nicaragua, Niger, North Korea, Palestine, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Tajikistan, Tanzania,Turkmenistan, Uganda, United States, Venezuela, Yemen, Zimbabwe.

They won`t be issued.

We have a big international team. The asset management and strategic planning departments are based in Liechtenstein. The Business Operations Department is in Switzerland; fraud detection system development, R&D and software development, and sales and business operations are in Russia.

CAC (Customer Acquisition Cost) is the main customer acquisition cost indicator in the insurance sector. On the global average, CAC varies from EUR 500 to EUR 1000 per customer.

The goal of go2solution is to acquire one million customers in three years. The total minimum CAC budget would be EUR 500 million on the traditional insurance model. No venture capital fund finances a customer acquisition budget in the amount of a minimum EUR 500 million. The only solution to help achieve the goal set by the go2solution management of acquiring a certain number of customers in the given time limit (1 million over three years) is a token-using blockchain. Tokens serve here as a tool for rewarding new and retaining existing customers.

This is our tool to effectively reduce CAC.

According to our financial plan, our CAC budget is as follows:

1. 100 million tokens for the customer reward programme and

2. EUR 5.7 for traditional marketing costs within CAC

This budget will help to reach the first 400,000 users. This corresponds to EUR 200 million of costs for CAC in the traditional insurance business model.

We have developed a mathematical model to put a limited number of tokens into blockchain circulation. The token circulation under the reward programme increases their market demand.

Thus, tokens become an attractive asset even for those using our application in demo mode. In the years following, the customer reward programme will be gradually reduced by increasing token demand while expanding the number of users up to 1 million.

In the sales environment, a two-tier verification and identification process allows to identify the acquirer and accomplish the contribution.

On our landing page an investor fills out the KYC application form to go through KYC due diligence. We ask investors to provide the information regarding Country, Personal Contact, Address, Identification and answer questions about the source of funds. The stages of the due diligence are as follows:
1. Collecting Information: investor is to provide information to perform KYC.
2. Reviewing and Submitting Information: investor is to review entered information and submit it.
3. Next Steps: the user is routed depending on the declared contribution: the investor of the equivalent of EUR 9,999.99 and less proceeds to the document verification. This stage involves IP geo check, name/address match, sanction Screening, BTC/ETH address reputation check. Investor of the equivalent of EUR 10,000 and above is routed to an additional validation procedure.
4. Document verification: documents are uploaded according to selected document type including document issuing country.

Beyond KYC, it is of paramount importance for kasko2go (Liechtenstein) AG to conduct an ICO in compliance with applicable AML regulations and expectations. Management involved in the ICO process have received AML training, which is particularly important for the pre-sale phase.

After the data and documents have been provided, the KYC-Manager takes one of the following KYC decisions:

1. Approve

2. Manual Review

3. Decline

Sanctions Screening of Individuals:

Through our plugin tool we have secured access to an extensive database of politically exposed persons (PEPs), threat finance organizations and actors, including terror financiers, state sanctions evaders, arms proliferators, and narco traffickers. These organizations and actors are effectively blacklisted under the scope of OFAC, but are not currently included in any commercially available lists. This database expands OFAC designations by upwards of 55%, with tiered risk thresholds.

Sanctions Screening by Countries:

Due to regulatory and political factors, and to comply with international sanctions, kasko2go (Liechtenstein) AG’s ICO does not accept acquirers domiciled in any of the following countries: Afghanistan, Algeria, Angola, Bangladesh, Belarus, Bolivia, Burundi, Cambodia, Cameroon, Central African Republic, Chad, China, Congo, Cote d’Ivoire, Cuba, Egypt, Equatorial Guinea, Eritrea, Ethiopia, Gambia, Guatemala, Guinea, Guyana, Haiti, Indonesia, Iran, Iraq, Kenya, Kyrgyzstan, Laos, Lebanon, Liberia, Libya, Maldives, Mauritania, Myanmar, Nepal, Nicaragua, Niger, North Korea, Pakistan, Palestine, Philippines, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Tajikistan, Tanzania, Thailand, Turkmenistan, Uganda, United States, Uzbekistan, Venezuela, Yemen, Zimbabwe.