Save up to 50% on motor insurance, just for safe driving
146,069
Technology users
9,045,529
Kilometers driven with our apps
You can find everything you’d like to know about us here
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What is our concept?
Today
We reduce insurance expenses by 50% for driving safe. We use AI and telematic Big Data assessments with Pay-as-you- Drive model.
Tomorrow
We create decentralized ecosystem, where every careful driver will get an affordable insurance, and insurance agencies will be able to identify low-risk clients.
Our Approach
We are creating the eco system, that allows to get cheap insurance for safe driver and to find low-risk customers for insurance companies.
Our system is open for any companies that can provide their services on clear conditions self-regulating marketplace.
Genadi Man
Co-Founder, CEO
It’s just another point on the long way to a successful business with, as we believe, one of the strongest drivers’ community worldwide.
Solving problems
Careful driver
Problem
Has to pay large insurance premium, paying for risk of other drivers
Solution
Gets cheaper insurance as long as he drives safe
Reliable insurance
Problem
Cannot identify low-risk clients. Pays large sums for every new high-risk client.
Solution
Gets low-risk clients from safe drivers community.
Learn more about solving problems
Customers
Without kasko2go
Expensive rates for everyone
Everyone drives differently—but we all pay the same price. Even the safest driver has to pay for the risk of reckless drivers.
With kasko2go
Individual approach and less prices
We conduct an individual risk assessment using unique mobile telematics technology. Every driver gets an insurance policy corresponding to his personal level of risk, which makes our prices 30-50% lower than competitors.
Business
Without kasko2go
Heavy outgoings
It’s a complex and long process, which involves a large number of staff, offices and other cost items.
With kasko2go
70% less outgoings
Due to technologies, we get out of most of the costs inherent in common insurance companies, providing the same product.
Community
Without kasko2go
Stagnant infrastructure
Absence of safe shared infrastructure makes process long and expensive for every insurer.
With kasko2go
Clarity and protection
We create decentralized infrastructure, where every insurer can use our unique risk assessment and fraud detection tools to cut their outgoings, and every party can offer their service on fair condition.
Our technology
5+ years of researching millions of drivers.
In 2012, we began to analyse driving styles with the help of our GPS app, the maps for which Google subsequently started buying. During that time, our sample size was three million, one hundred and twenty-nine thousand drivers. According to our information, this is the largest dataset in the world for studying driving habits.
Learn more about technology
Kasko2go Application Demo
We use cutting-edge technology and a unique business model to sell insurance at up to 50% cheaper than any competitor. Learn more about it here!
Traditional insurance process
up to 2 months
Accident
Driver calls insurance company to claim for accident
Driver goes to damage estimation specialist
Driver waits while damage is estimated
And returns to get insurance money
Our innovative process
under 15 min
Accident
The driver simply opens the mobile app, takes a photo of the accident and receives an insurance
pay out immediately
kasko2go Game Rules
The object of the game is to drive around the obstacles and score as many points as possible.
Roadmap
Our plan: from motor insurance on demand to a comprehensive all-vehicles insurance ecosystem in 2.5 years
Our mobile app is already running regions with 150,000 users
Swiss motor insurance market entry.
Next step forward, entering the German and Austrian motor insurance markets.
Blog
Team
leaders
Genadi Man
Co-Founder, CEO
Genadi Man
Co-Founder, CEO
Entrepreneur, founder of Telesens KSCL AG—one of the leading telco billing companies worldwide with 1600 employees in 13 countries, responsible for revenue of about EUR 300m. Founded ManOilGroup AG. As the Chairman of the Board Mr Man headed the company which specializes in technologies for large-area treatment of oil spills and oil sludge.
Dmitry Bakutin
CEO R-Telematica and Start Kasko
Dmitry Bakutin
CEO R-Telematica and Start Kasko
Dmitry is responsible for strategic planning, software development, communication with insurance companies throughout the GIS market (except Ukraine and Baltic region). Dmitry managed the cartographic projects which were recently sold to Google.
Dimitri Wulich
Chief Operation Officer
Dimitri Wulich
Chief Operation Officer
Mr Wulich successfully implemented a large-scale global project to introduce a valuation engine for Risk Assessment of Life Policies. He has more than ten years of experience as Senior Risk Manager with a Leading Global Reinsurance Company. Under his leadership, a unique monitoring functionality for usage and cost of financial market data was initiated, designed and implemented. Mr Wulich also successfully managed the implementation of the cash flow discounting methodology for risk management and economic valuation purposes.
Chris Benros
Chief Marketing Officer
Chris Benros
Chief Marketing Officer
Marketing aficionado and expert with over 24 years of experience in marketing & communications field. Worked in well-known advertising & corporate identity agencies and also in marketing units of several national or international enterprises in various sectors such as Internet Service Provider, Finance & Insurance Services, Software Solutions for Health Care, etc. During that time managed teams and projects with B2B or B2C focus. For the past 12 years has been focusing simplifying communication of complex services and products for the defined target groups.
Arina Man
Co-Founder, Board Member
Arina Man
Co-Founder, Board Member
Expert in business and finance. Worked for KPMG Fides in Zurich. Served as a team member of the Commerce section of the Swiss Embassy in Moscow. In 2009, founded the company Vera Capital Advisors AG in Switzerland, focusing on financial and business solutions for Swiss companies.
Anna Petrova
Insurance Underwriting, Financial Modelling
Anna Petrova
Insurance Underwriting, Financial Modelling
Anna Petrova is a financial planning specialist currently obtaining her postgraduate degree in economics. Anna gained vast experience working as an economist for large and small companies in various industries. Before joining the company she worked as a financial analyst for software, construction, waste management and investment companies. Anna prepares budgets, develops business plans and analyses financial statements. She also evaluates the economic feasibility of new technology applications.
Nikolay Gora
Head of Project Development
Nikolay Gora
Head of Project Development
After his engineering and business studies and his doctorate in Ukraine, Dr Gora worked as a senior engineer in various technology companies. In addition, the MBA graduate has worked as an R&D manager, marketing and managing director in telecommunication and military companies. As Head of Technology and Operations in waste management company Arva Greentech, Dr Gora’s team transformed the scientific findings of its R&D division into efficient technologies for eco-friendly soil remediation. Dr Gora has 12 years of experience with big scale projects.
Emir Muminovic
Product and Operations Manager
Emir Muminovic
Product and Operations Manager
Emir Muminovic is an insurance professional, managing partner and member of the executive board of a large Swiss insurance broker M.I.- Beratung AG. He has more than 5 years of experience in consulting within a leading global advisory company (KPMG), focusing on large scale transformational programs and business analysis. He possesses substantial experience in the insurance industry as well as in customer acquisition tactics and customer experience management.
Genadi Man
Co-Founder, CEO
Genadi Man
Co-Founder, CEO
Entrepreneur, founder of Telesens KSCL AG—one of the leading telco billing companies worldwide with 1600 employees in 13 countries, responsible for revenue of about EUR 300m. Founded ManOilGroup AG. As the Chairman of the Board Mr Man headed the company which specializes in technologies for large-area treatment of oil spills and oil sludge.
Dmitry Bakutin
CEO R-Telematica and Start Kasko
Dmitry Bakutin
CEO R-Telematica and Start Kasko
Dmitry is responsible for strategic planning, software development, communication with insurance companies throughout the GIS market (except Ukraine and Baltic region). Dmitry managed the cartographic projects which were recently sold to Google.
Dimitri Wulich
Chief Operation Officer
Dimitri Wulich
Chief Operation Officer
Mr Wulich successfully implemented a large-scale global project to introduce a valuation engine for Risk Assessment of Life Policies. He has more than ten years of experience as Senior Risk Manager with a Leading Global Reinsurance Company. Under his leadership, a unique monitoring functionality for usage and cost of financial market data was initiated, designed and implemented. Mr Wulich also successfully managed the implementation of the cash flow discounting methodology for risk management and economic valuation purposes.
Chris Benros
Chief Marketing Officer
Chris Benros
Chief Marketing Officer
Marketing aficionado and expert with over 24 years of experience in marketing & communications field. Worked in well-known advertising & corporate identity agencies and also in marketing units of several national or international enterprises in various sectors such as Internet Service Provider, Finance & Insurance Services, Software Solutions for Health Care, etc. During that time managed teams and projects with B2B or B2C focus. For the past 12 years has been focusing simplifying communication of complex services and products for the defined target groups.
Arina Man
Co-Founder, Board Member
Arina Man
Co-Founder, Board Member
Expert in business and finance. Worked for KPMG Fides in Zurich. Served as a team member of the Commerce section of the Swiss Embassy in Moscow. In 2009, founded the company Vera Capital Advisors AG in Switzerland, focusing on financial and business solutions for Swiss companies.
Anna Petrova
Insurance Underwriting, Financial Modelling
Anna Petrova
Insurance Underwriting, Financial Modelling
Anna Petrova is a financial planning specialist currently obtaining her postgraduate degree in economics. Anna gained vast experience working as an economist for large and small companies in various industries. Before joining the company she worked as a financial analyst for software, construction, waste management and investment companies. Anna prepares budgets, develops business plans and analyses financial statements. She also evaluates the economic feasibility of new technology applications.
Nikolay Gora
Head of Project Development
Nikolay Gora
Head of Project Development
After his engineering and business studies and his doctorate in Ukraine, Dr Gora worked as a senior engineer in various technology companies. In addition, the MBA graduate has worked as an R&D manager, marketing and managing director in telecommunication and military companies. As Head of Technology and Operations in waste management company Arva Greentech, Dr Gora’s team transformed the scientific findings of its R&D division into efficient technologies for eco-friendly soil remediation. Dr Gora has 12 years of experience with big scale projects.
Emir Muminovic
Product and Operations Manager
Emir Muminovic
Product and Operations Manager
Emir Muminovic is an insurance professional, managing partner and member of the executive board of a large Swiss insurance broker M.I.- Beratung AG. He has more than 5 years of experience in consulting within a leading global advisory company (KPMG), focusing on large scale transformational programs and business analysis. He possesses substantial experience in the insurance industry as well as in customer acquisition tactics and customer experience management.
Advisors
Marcus Tuor
Financial Advisor
Marcus Tuor
Financial Advisor
Marcus is a co-founder and member of the executive board of Controva AG (controva.ch).
Paul van Coillie
Reinsurance Advisor
Paul van Coillie
Reinsurance Advisor
International multilingual reinsurance and insurance specialist with business experience in Europe, Asia, Africa, Middle East and the US. Consultant in insurance and reinsurance projects, MGAs, run-off, captives and protected cell operations as well as online insurance.
Dmitry Buriak
Investor Community Advisor
Dmitry Buriak
Investor Community Advisor
Russian and Lithuanian businessman, philanthropist, and founding president of network marketing company Vision International People Group, established in 1996. In 2011, he claimed the two hundred and thirtieth place of Russian Millionaires in Finance. He has projects in Switzerland, Austria, Holland, Cyprus, Lithuania, Vietnam, Ukraine, and Russia.
Dr. Frank Cuypers
Motor Insurance Senior Advisor
Dr. Frank Cuypers
Motor Insurance Senior Advisor
Director of Prime Re Solutions, a general advisor and service provider for insurers & reinsurers through every stage of their business life cycle, from start-up, expansion and consolidation to run-off. He was formerly Chief Actuary at Zurich Re and Swiss Re Executive, where he acquired a wide experience in most insurance lines of business and actuarial disciplines. The Swiss Regulatory Authority appointed him to validate solvency models, and he teaches numerous actuarial engineering and modelling courses across the globe. He presides the CPD Committee of the Swiss Association of Actuaries and is the Chairman of ASTIN.
Marcus Tuor
Financial Advisor
Marcus Tuor
Financial Advisor
Marcus is a co-founder and member of the executive board of Controva AG (controva.ch).
Paul van Coillie
Reinsurance Advisor
Paul van Coillie
Reinsurance Advisor
International multilingual reinsurance and insurance specialist with business experience in Europe, Asia, Africa, Middle East and the US. Consultant in insurance and reinsurance projects, MGAs, run-off, captives and protected cell operations as well as online insurance.
Dmitry Buriak
Investor Community Advisor
Dmitry Buriak
Investor Community Advisor
Russian and Lithuanian businessman, philanthropist, and founding president of network marketing company Vision International People Group, established in 1996. In 2011, he claimed the two hundred and thirtieth place of Russian Millionaires in Finance. He has projects in Switzerland, Austria, Holland, Cyprus, Lithuania, Vietnam, Ukraine, and Russia.
Dr. Frank Cuypers
Motor Insurance Senior Advisor
Dr. Frank Cuypers
Motor Insurance Senior Advisor
Director of Prime Re Solutions, a general advisor and service provider for insurers & reinsurers through every stage of their business life cycle, from start-up, expansion and consolidation to run-off. He was formerly Chief Actuary at Zurich Re and Swiss Re Executive, where he acquired a wide experience in most insurance lines of business and actuarial disciplines. The Swiss Regulatory Authority appointed him to validate solvency models, and he teaches numerous actuarial engineering and modelling courses across the globe. He presides the CPD Committee of the Swiss Association of Actuaries and is the Chairman of ASTIN.
Join our team
Zug, Switzerland
CEO assistant
Switzerland
- Full-time post in our Zug office
- Proven experience as an executive assistant or other relevant administrative support experience
- Fluent German and English, additional language would be a plus
- CEO support
- Back office support
IT Security Officer
International (remote position)
- Cloud/Container based application security experience
- Experience working out risk mitigation measures
- Experience of ISO 27001/PCI DSS
- Experience working with cloud providers
- Intermediate English is a must
Marketing Partner Manager International
DACH countries
- Full-time employment in our office in Zug
- Successful background in partner-management processes for 2+ years
- Excellent communication skills in German, Native Swiss German Speaker, English
- Open personality with a business development mindset
Press about us
Why It's Time To Rethink Car Insurance
Genadi Man: Kasko2go insurance is more profitable because the scoring system allows us to get to know our customer and their driving culture.
New Era of Auto Insurance: What Emerges at the Intersection of Traditional Business & New Technologies
It's complicated to disrupt the $5bn insurance industry, but it is possible to innovate it
