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SaaS Company
AI-based road risk assessment
Smarter & safer mobility solutions for today and future generations!
Normal Sigma
for Insurance
Unlike our competitors, Normal Sigma provides insurers with a risk assessment solution that focusses solely on data parameters that have a proven correlation to real accident rates, such as weather conditions, traffic density and time of day. This allows us to offer insurers meaningful and objective data that can be factored into their actuary and underwriting models today, and begin increasing their profitability.
Lower Loss-Ratios
Through the precise accident probabilities that are assigned to drivers, insurers can significantly reduce their loss-ratios.
Risk Reporting
Risk reports can be purchase for existing or potential policyholders to provide information that can form the basis of a premium reduction or a change in portfolio composition.
Ahead of Telematics
Thanks to AI and additional environmental parameters that have a proven influence on accidents Normal Sigma is way ahead of current telematic offerings.
Automotive
After collecting all of the necessary data from our different data sources (including accident data), we begin a process of data filtration, completion, and processing using our algorithms. The end result beingour accident road map.

This map is the front-end display of over 0.5PB of data that is collected, and it forms the basis of our risk assessment solutions
Lower loss ratio
Through our accident probability solution Normal Sigma allows to lower the average loss ratio by 25% or up to 76% with a portfolio of low-risk drivers.
Individual assessment
01
02
Ahead of telematics
Thanks to AI and additional environmental parameters that have a proven influence on accidents kasko2go is way ahead of current telematic offerings.
03
Get a report for each policyholders & allow potential policyholders to benefit from the most accurate available risk assessment in the market.
Transportation
After collecting all of the necessary data from our different data sources (including accident data), we begin a process of data filtration, completion, and processing using our algorithms. The end result beingour accident road map.

This map is the front-end display of over 0.5PB of data that is collected, and it forms the basis of our risk assessment solutions
Lower loss ratio
Through our accident probability solution Normal Sigma allows to lower the average loss ratio by 25% or up to 76% with a portfolio of low-risk drivers.
Individual assessment
Get a report for each policyholders & allow potential policyholders to benefit from the most accurate available risk assessment in the market.
01
02
Ahead of telematics
Thanks to AI and additional environmental parameters that have a proven influence on accidents kasko2go is way ahead of current telematic offerings.
03
After collecting all of the necessary data from our different data sources (including accident data), we begin a process of data filtration, completion, and processing using our algorithms. The end result beingour accident road map.

This map is the front-end display of over 0.5PB of data that is collected, and it forms the basis of our risk assessment solutions
Lower loss ratio
Through our accident probability solution Normal Sigma allows to lower the average loss ratio by 25% or up to 76% with a portfolio of low-risk drivers.
Individual assessment
01
02
Ahead of telematics
Thanks to AI and additional environmental parameters that have a proven influence on accidents kasko2go is way ahead of current telematic offerings.
03
Get a report for each policyholders & allow potential policyholders to benefit from the most accurate available risk assessment in the market.
Based on the same map and technology, our Pro solution uses the GPS data from the drivers to assess the specific trips that are being taken and the corresponding risk that the drivers are subjecting themselves to.

This enables us to identify the actual probability of the individual being involved in an accident
Lower loss ratio
Through our accident probability solution Normal Sigma allows to lower the average loss ratio by 25% or up to 76% with a portfolio of low-risk drivers.
Individual assessment
Get a report for each policyholders & allow potential policyholders to benefit from the most accurate available risk assessment in the market.
01
02
Ahead of telematics
Thanks to AI and additional environmental parameters that have a proven influence on accidents kasko2go is way ahead of current telematic offerings.
03
Risk Assessment without Telematic Data
Pricing
Start free demo
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LIGHT
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Features
Risk assessment report
Individual accident probability
Portfolio report
Cloud Platform
Accurate risk assessment for any trio
Accident map
Possible, please ask
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PRO
Request
Features
Sed ut perspiciatis, unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam eaque ipsa, quae ab illo
Risk assessment report
Individual accident probability
Portfolio report
Cloud Platform
Accurate risk assessment for any trio
Accident map
Risk Assessment without Telematic Data
LIGHT
PRO
Monetize and engage your userbase
Create additional revenue streams for your business model by further monetizing your userbase while improving the customer experience. Differentiate from your competitors and improve retention by offering a gamified experience to your users.

Using an API, we can integrate our software into your existing application. If you like, you will receive the functionality that scores drivers based on their driving behaviour to encourage safer driving and also help them save money on their car insurance.
Contact us for more information about setup and benefits.
Additional Revenue
Add an additional revenue stream to your business. The more active drivers in your user-base, the more you can earn.
Increase Engagement
Enhance your customer engagement and experience by offering new features to your existing application.
Anonymized Data
The user's data is strictly anonymised for us and any third parties. We will only receive driving-specific data.