Technology-first
approach for insurance

Our solutions are bringing the future of technology to insurers, drivers and distributors. Join us to drive to a low-risk environment with fair pricing and responsible driving.

For Drivers

Companion app

For Insurers

Probability-based risk assessment

For Distributors

White label telematic solution

Automotive

Based on the Normal Sigma algorithm and the developed Accident Map, road sections or even entire routes can already be checked for their accident probability at any time. With this information, we have the possibility to identify potential accidents in advance and to pass on instructions on how to avoid them.

In combination with driving assistants or even autonomous vehicles, this information is the basis for preventing an accident.

Identify risks

Accident probabilities can be calculated precisely on the basis of historical and current data. Possible risks are shown to mobilists in advance.

Prevent accidents

01

02

Driver safe

We are convinced that thanks to this technology, the traffic safety of the individual is influenced, but this lays the foundation for making mobility safer in general.

03

By recognising the likelihood of an accident, alternative routes can be selected or, in conjunction with a driving assistant or autonomous driving, even a manoeuvre (e.g. reduction of driving speed) to avoid the accident.

Transportation

Thanks to the unique routing of the Normal Sigma Accident Map, accident probabilities are reliably calculated in advance. By avoiding accidents, routes can be better planned and large and costly transport delays can be minimised.

Safe route planning

Low-risk routes can already be defined in advance thanks to the route planner

Reduction of delays

By avoiding accidents and traffic delays, unexpected delays can be avoided.

01

02

More efficiency

Thanks to forward planning, transport routes are implemented more effectively and efficiently.

03

With the extensive insight into accident and risk data, we can now offer a more accurate risk analysis with just two additional factors. Normal Sigma Light does not use any telematics data and can still calculate the individual risk of a driver.

Upload routes A to B (e.g. Home & Work adress) into our system and get an accident probability factor that allows a more accurate risk analysis.

No device needed

A more accurate risk analysis without the use of a telematics device, smartphone or other telematics data. Only the home & work address is required for the calculation.

Only 2 parameter

01

02

Fast implementation

On the online platform, the data can simply be uploaded and the result is available in a short time.

03

Only 2 additional parameters for risk calculation allow a 50% higher correlation of risk analysis to accidents.

Based on the same map and technology, our Pro solution uses the GPS data from the drivers to assess the specific trips that are being taken and the corresponding risk that the drivers are subjecting themselves to.

This enables us to identify the actual probability of the individual being involved in an accident

Lower loss ratio

Through our accident probability solution Normal Sigma allows to lower the average loss ratio by 25% or up to 76% with a portfolio of low-risk drivers.

Individual assessment

Get a report for each policyholders & allow potential policyholders to benefit from the most accurate available risk assessment in the market.

01

02

Ahead of telematics

Thanks to AI and additional environmental parameters that have a proven influence on accidents kasko2go is way ahead of current telematic offerings.

03

Risk Assessment without Telematic Data

Pricing

Start free demo

Sed ut perspiciatis, unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam eaque ipsa, quae ab illo

LIGHT

Lorem ipsum dolor sit amet, consectetur

Features

Risk assessment report

Individual accident probability

Portfolio report

Cloud Platform

Accurate risk assessment for any trio

Accident map

Possible, please ask

Excepteur sint occaecat cupidatat

PRO

Request

Features

Sed ut perspiciatis, unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam eaque ipsa, quae ab illo

Risk assessment report

Individual accident probability

Portfolio report

Cloud Platform

Accurate risk assessment for any trio

Accident map

Risk Assessment without
Telematic Data

LIGHT

PRO

Smart city

Create additional revenue streams for your business model by further monetizing your userbase while improving the customer experience. Differentiate from your competitors and improve retention by offering a gamified experience to your users.

Using an API, we can integrate our software into your existing application. If you like, you will receive the functionality that scores drivers based on their driving behaviour to encourage safer driving and also help them save money on their car insurance.

Contact us for more information about setup and benefits.

Additional Revenue

Add an additional revenue stream to your business. The more active drivers in your user-base, the more you can earn.

Increase Engagement

Enhance your customer engagement and experience by offering new features to your existing application.

Anonymized Data

The user's data is strictly anonymised for us and any third parties. We will only receive driving-specific data.

Our media features

We have been featured by many media outlets since our launch in 2017. Check out our media publications below.